A year ago, a lot of homebuyers around Tampa Bay ran the numbers and didn't like what they saw.
Today, those numbers look different.
Zillow just reported that a median-income household can now afford $30,302 more home than they could a year ago.
The biggest reason is simple: mortgage rates have come down from the high 6% range last year to about 5.98% recently.
And in real life, that matters because even a small drop in rate can change what you qualify for, what your monthly payment looks like, and which neighborhoods suddenly become realistic.